Assurant Health  Student Health Insurance underwritten by Time Insurance Company.  Get an online quote at: www.temphealth.net

 

Student health insurance

Education is big immediate expense for many families and individuals. But good health care coverage is still essential. We'll help you find reliable student health insurance at a good price.
(Grad and international students too!)


This page:

  • Explains the basics of student health insurance plans

  • Explains the importance of health insurance for college students

  • Links to sources for competitive student health insurance quotes

Get a free student health insurance quote

Research quotes, and apply for coverage  You can pick what coverage you want and set your limits and deductibles, before applying for more personalized rate info. Click here for your free quote.


If you do not receive enough quotes to make an accurate comparison, try adding quotes from www.students-health-insurance.com. This is a service that will provide you with competing quotes from local agents who can also offer help with setting coverage limits, deciding on a plan, etc.

Why student health insurance is so important

College students, particularly those over 18, may not be covered by their parents insurance policy once they leave home. If this is the case with your young scholar (or with you), then it's time to look into student health insurance.

Health insurance for college students is not an extravagance, young and healthy as they may be. Active students have a high rate of injury, and viruses can sweep quickly through college dorms. And given how expensive college is before any unexpected medical bills, you don't want to take on the two expenses on at once.

Happily, the cost of student health insurance is very reasonable. A college student away from home without health insurance can easily spend more money on health care for a influenza outbreak or other illness and a broken leg than the cost of a student health insurance policy itself.

The cost of health insurance plans for college students

Parents looking for student health insurance usually have two options: an independent individual policy, or the standard college student health insurance package offered by the school. (Not all schools have these; most do.)

The school's student health insurance policy may be the less expensive option, but the terms of coverage may be more fixed. Independent individual health insurance for college students will probably offer more coverage options, but may cost more.

In either case, coverage is very reasonably priced, and it's not a bad idea to comparison shop. Don't just go with the first policy the school offers.

Getting student health insurance quotes

For a quick and easy online student health insurance quote, try  the largest health insurance marketplace on the web.

The application is simple and straightforward. Entering basic information, such as gender, age, and residence should return several student health insurance quotes in seconds.

Be sure to indicate student status to get the lowest-cost quotes. While you'll need to complete the application fully and submit it before quotes become final, there's no commitment to purchase coverage on your part. Good luck!