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| Assurant
Temporary
Health Insurance is designed to protect you in the event of an unexpected illness or injury. Because of this, coverage
for preventive care, physicals, immunizations, dental or eye care are not covered. |
Assurant Health -
Temporary Health Insurance Exclusions
Plan
Exclusions - Underwritten by Time Insurance Company
While policies vary by state, the following general summary outlines
expenses that are not covered by this temporary health insurance plan.
- Pre-existing
conditions
- Intentionally self
inflicted sickness or injury
- Free services
provided by a federal, veteran's, state or municipal hospital
- Dental treatment
unless a hospital stay is required
- Eyeglasses, contact
lenses, eye exams
- Artificial hearing
devices
- Preventive treatment
including routine physical exams and immunizations
- Normal pregnancy or
childbirth
- Routine well-baby
care including hospital nursery charges at birth or abortion
- Cosmetic treatment
- Treatment, repair or
removal of tonsils or adenoids, except as an emergency
- Treatment or
services required due to an injury received while engaging in any
hazardous occupation or other hazardous activity
- Treatment or
services required due to injury received while engaging in any
hazardous occupation or other activity for which compensation is
received
- Treatment or
services required due to injury sustained while participating in any
interscholastic or inter-collegiate sport, contest or competition or
while practicing exercising, undergoing conditioning or physical
preparation for any such sport, contest or competition
- Treatment or
services required for Sickness or Injury resulting from consumption
abuse or overdose of alcoholic beverages or any illegal or
controlled substance
- Expenses incurred
outside of the United States or its possessions or Canada
- Services or supplies
for foot care, including care of corns, bunions or calluses
Although the above provides a good
description of the important features of the Assurant temporary health
insurance plan,
this is not the insurance contract and only the actual contract defines
coverage. Exclusions may vary by state and by the terms of the insurance
contract. The policy itself sets forth in detail the rights and
obligations of both you and the insurance company (Time Insurance
Company). |
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